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Insurance Wiki MCP Server

by sluyasu

openinsurance-wiki

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A brain for a country's insurance market. A self-sufficient, open-source, country-agnostic framework that turns a nation's public insurance documents into a rich, interconnected, source-cited knowledge base that any AI agent can read.

Read it live: sluyasu.github.io/OpenInsurance - every page in this repo, browsable and searchable, no install.

Not a chatbot. Not a RAG black box. A transparent, reproducible knowledge graph: the repo contains the whole chain - it finds insurers' public general-conditions PDFs, downloads them, and turns each one into a faithful Markdown page that preserves the maximum of what the PDF actually says, with a citation back to the source - all cross-linked into a navigable graph of products, insurers, branches, regulations and concepts.

As far as we know, this is the only open-source, machine-readable, source-cited database of insurance products (the closest equivalents are commercial and closed). Point it at any country: the taxonomy is data, not code, and adding a country is a documented recipe (_meta/BOOTSTRAP-COUNTRY.md).

The dataset covers four countries - Belgium, France, Luxembourg and Switzerland - for a total of 39 insurers and 1,189 product pages (auto, home, health, liability, travel, legal protection, ...), each page cited to its source document:

Country

Insurers

Product pages

Branch pages

State

Belgium (be)

24

269

17

Reference country: the only complete hand-authored layer - a branch page for every populated branch, 3 regulation pages, a country glossary

France (fr)

10

714

24

Largest by volume; the enumerated market is far from exhausted

Luxembourg (lu)

4

194

15

Core resident insurers ingested

Switzerland (ch)

1

12

0

A first vertical slice, nothing more

The recipe was proven on Belgium first and has since been run three more times, which is what turned "country-agnostic" from a design claim into a tested one. Live counts are the generated coverage table in AGENTS.md, rebuilt from the data on every index run.


Use it in 2 minutes - no API key needed

The dataset ships in the repo, already built: 1,189 product pages across four countries, insurer pages, glossary, plus the structured JSON behind them. You only need an LLM key to re-extract from scratch, never to use it.

1. Read it. Online at sluyasu.github.io/OpenInsurance, or open the cloned repo as an Obsidian vault and the [[wikilinks]] become a navigable graph. (github.com itself does not render [[wikilinks]] as links - the site or the vault is the comfortable way.)

2. Plug it into an agent (MCP). The MCP server is keyless and read-only:

git clone https://github.com/sluyasu/OpenInsurance.git
cd OpenInsurance
python3 -m venv .venv && .venv/bin/pip install "mcp[cli]" pyyaml

Then register it with any MCP client, e.g. Claude Code:

claude mcp add insurance-wiki -- "$(pwd)/.venv/bin/python" "$(pwd)/mcp/insurance_wiki_mcp.py"

(Or take the released server from PyPI - uvx openinsurance-wiki-mcp with INSURANCE_WIKI_REPO pointing at the clone; the in-repo server above is always the one matching the committed dataset.)

You get search, get_product, get_coverage (only what's relevant to one question, with verbatim quotes), compare_products, find_overlap (candidate duplicate cover when combining two policies), verify_claim (verbatim evidence for a fact-check), get_branch_overview, ... See mcp/README.md.

3. Take the raw data. data/<cc>/extracted/ holds one structured JSON per source document, validated against schema/; data/<cc>/index.json is the flat index (cc = be, fr, lu, ch). AGENTS.md is a generated manifest (note types, counts, per-page path / source_url / freshness) so a file-reading agent can navigate without guessing.


Related MCP server: PDF MCP Server

Why an MCP server (and not a chatbot, a RAG stack or a REST API)

The goal is that any AI agent can answer insurance questions from documents it can cite. That constraint picks the architecture:

Why MCP. The Model Context Protocol is the standard socket between AI assistants and data: one server, and Claude, ChatGPT, Cursor or your own agent plugs in with three lines of config instead of a custom integration. This server is keyless (no account, no API key, no quota), read-only, and needs zero hosting: the dataset is the repo itself, so the data travels with a git clone and works offline. When the wiki is re-extracted, git pull is the upgrade path.

Why not a RAG chatbot. A chatbot is a single interface; a knowledge base should serve many (a broker's comparison tool, a compliance check, a market-mapping agent). RAG adds an embedding index that is a black box: you cannot diff it, review it in a PR, or reproduce it, and its retrieval errors are invisible. Here the retrieval layer is deterministic matching over reviewed, committed files: the same query returns the same documents every time, and every answer carries the source PDF and page numbers. The LLM stays where it belongs, on the client side, reasoning over exact excerpts.

Why not a REST API. An API means a server running 24/7, uptime, keys, versioning, and one bespoke integration per consumer, for a dataset that changes a few times a year. MCP gives the same programmatic access at the cost of a local process.

How it works, in four stages:

  1. Sources (sources/): committed YAML saying where each insurer's public PDFs live.

  2. Frozen extraction (data/): each PDF turned once into structured JSON and cited Markdown, by a prompt that is itself committed. Nothing is generated at query time.

  3. Deterministic MCP server (mcp/): 10 read-only tools over those files. No LLM inside, no network, no state. Same input, same output.

  4. A reasoning client: the agent on top (Claude, a broker chatbot, a script) does the semantic work, quoting what the tools return.

The trust boundary is explicit: everything below stage 4 is reproducible and auditable. Hallucination risk is confined to the client, and the tool responses are shaped to keep that client honest: a grounding contract and a front-loaded citation line in every single-product response, refusal of ambiguous product names (with the candidates listed) instead of silent guessing, and a verify_claim tool so an agent can fact-check its own draft against the document before answering. See the response discipline notes in the server docs.

How fast. The server reads every file once and serves from memory: warm latencies run 0.01 to about 3 ms per tool on this dataset (measured, reproducible: mcp/README.md). In a real chatbot the time a user feels is the LLM's own inference, not these tools.

Why this exists

Insurance products are documented in dense PDFs scattered across dozens of insurer websites. There is no neutral, machine-readable, navigable map of what actually exists in a national market. This project builds one - as a public good, and in a form an AI agent can plug into.

It also plugs into a market that is standardizing around it: EU regulation 2017/1469 gives every non-life product a standardized summary (the IPID), EIOPA actively promotes product comparison and switching, and the open insurance agenda (OPIN, the EU FIDA proposal) pushes for machine-readable access to insurance data. This project is the missing public documents layer of that picture: what the products actually say, in the open.

Four things make it different:

  1. Self-sufficient & reproducible. Clone it, add your own LLM key, run make all. It scrapes, downloads and extracts from scratch. No hidden datasets - every input is committed, every output is regenerable.

  2. Transparent extraction. The exact prompt sent to the LLM is a file in this repo (extraction-agent/), not buried in code. You can read precisely what the model was asked, and run the identical extraction with your own model (Claude, Gemini, GPT, or a local model).

  3. Grounded & cited. Every product page traces back to the source PDF and cites page numbers. Quotes are verified against the raw text. If it isn't in the document, it isn't on the page.

  4. Scoped. A page is a contractual or pre-contractual document of a specific insurance product - nothing else. Insurers' download pages mix in company statutes, fund reports and promo riders; those are refused at three gates (a recorded out_of_scope marker in the sources, the extraction agent's own verdict, and a CI-blocking check). See CONTRIBUTING.


What's in the wiki

Per country (wiki/<cc>/, e.g. wiki/be/):

Folder

What

How it's made

products/<insurer>/

One rich page per insurance product (general conditions / IPID)

Generated from the PDFs

insurers/

One page per insurer, aggregating its products

Generated

branches/

Overview of each line of insurance (every populated branch has one; make validate lists any gap)

Hand-authored

regulations/

The regulator and key laws (FSMA, mandatory RC auto, cat-nat...)

Hand-authored

glossary/

Country-specific terms (bonus-malus, franchise, Branche 21/23...)

Hand-authored

Generated and hand-authored pages live in separate folders and never collide: you fix a fact by editing the extraction data and rebuilding, never by editing a generated page.

The generated layer exists for all four countries; the hand-authored layer is uneven and deliberately not hidden. Belgium has branch, regulation and glossary pages; France and Luxembourg have branch pages and one regulation page each; Switzerland has neither yet. make validate lists every populated branch that still lacks an overview page. Universal concepts that apply to every country live in wiki/universal-glossary/.

Every page is Obsidian-compatible Markdown with YAML frontmatter and [[wikilinks]].


Reproduce it from scratch

This is the only path that needs an LLM key (the extraction step). Scraping and download use a free stack (httpx + Playwright).

git clone https://github.com/sluyasu/OpenInsurance.git
cd OpenInsurance
make setup                      # deps + playwright chromium (no paid scraping dependency)
cp .env.example .env            # set LLM_PROVIDER + your API key (any provider)

# Reproduce a slice end-to-end:
make download COUNTRY=be INSURER=<slug>   # fetch the public PDFs
make extract  COUNTRY=be INSURER=<slug>   # PDFs -> rich Markdown + JSON (uses YOUR model)
make build    COUNTRY=be                  # assemble the wiki
make validate COUNTRY=be                  # citation / wikilink / frontmatter gates

# ...or the whole chain:
make all COUNTRY=be

COUNTRY takes any country present in sources/: be, fr, lu or ch. Extraction is resumable (skip-existing keyed by source checksum + prompt version), so large runs can stop and restart safely.

How the pipeline works

sources/be/<insurer>.yml     (committed: where the public PDFs live)
        │  discover.py   crawl listing pages (httpx, Playwright fallback)
        ▼
data/be/pdfs/…               (downloaded; gitignored - regenerable; manifest.json committed)
        │  extract.py    PyMuPDF text  ──►  LLM (extraction-agent/ prompts)  ──►  MD + JSON
        ▼
data/be/extracted/…          (rich Markdown + structured JSON, page-cited)
        │  build_wiki.py
        ▼
wiki/be/…                    (the browsable, agent-readable knowledge base)

be is shown; the same layout exists under fr/, lu/ and ch/, and the code is the same for all of them.

Details: CONTRIBUTING.md (how to add a country / insurer / product) and extraction-agent/ (the exact prompts).

Every push runs the CI gates: wiki validation (frontmatter, links with --strict-links, citations, the data layer against the schema and the scope rule), the pytest suite, build idempotence (rebuilding the committed wiki must produce a zero diff), and a dead-link check on the built site that gates the deploy. A monthly workflow opens an issue when the dataset's freshness slips.


Add a country

  1. sources/<cc>/_country.yml - regulator, languages, branch taxonomy.

  2. sources/<cc>/<insurer>.yml - where each insurer's public PDFs live.

  3. wiki/<cc>/ - hand-author branch/regulation/glossary overviews (or start them as stubs).

  4. make all COUNTRY=<cc>.

Nothing in the schema is country-specific - the taxonomy is data, not structure. Four countries (be, fr, lu, ch) run through the same code with no per-country branch in the pipeline. One known limit: the product-page section titles are still hardcoded French in pipeline/render.py, so a country whose documents are not French-language will need them moved into the country config first.


Licensing & provenance

Dual-licensed: code (pipeline/, mcp/, adapters, schema) under MIT; original content (wiki/, extracted data, prompts, sources) under CC-BY-4.0. Short verbatim excerpts quoted from insurers' public documents remain the property of their publishers and are not relicensed - see LICENSE, LICENSE-CONTENT and NOTICE.

Product pages are a factual extraction from insurers' publicly published documents, attributed to each source PDF. They are not the insurers' official documents and may contain extraction errors - always verify against the cited source_url. This project provides information, not personalized insurance advice.

Available Tools

10 tools
compare_productsA

Compare 2+ products side by side on one dimension: coverages | exclusions | deductibles. Each name is matched case-insensitively against extracted product names; pass insurer_slugs (same length/order as product_names) to pin each name to one insurer. A name matching several DISTINCT products is refused with the candidates listed (refine it rather than let the server guess). For each resolved name the best document is selected (general conditions over IPID, newest edition) and identified in the response, including its superseded flag.

ParametersJSON Schema
NameRequiredDescriptionDefault
onNocoverages
countryYes
insurer_slugsNo
product_namesYes

Output Schema

ParametersJSON Schema
NameRequiredDescription
resultYes

TDQS

A4.5/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries the transparency burden. It discloses important behaviors: case-insensitive matching, refusal on ambiguous names with candidates listed, document selection logic (general conditions over IPID, newest edition), and inclusion of superseded flags in the response. This is substantial, though it does not address potential side effects (e.g., read-only nature, error handling for no matches) that could be expected.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is compact yet information-dense. Every sentence serves a purpose: first defines the main action, then details matching rules, next explains ambiguity handling, and finally document selection. No fluff or redundancy; ideal structure for AI consumption.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With an output schema present, return values are already documented, so the description can focus on behavior. It covers key edge cases (ambiguous names, document selection) and usage constraints. However, it omits potential error scenarios or handling for mismatched array lengths, which could leave the agent uncertain in unusual cases. Still, for a tool of this complexity, it is largely complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters5/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, meaning the description must compensate. It does so excellently: explains product_names (case-insensitive matching), insurer_slugs (same length/order, pins names), and 'on' (dimension choices). Even country, while not explicit, is self-evident and not problematic. The description adds significant semantic meaning beyond the raw schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool's function: 'Compare 2+ products side by side on one dimension: coverages | exclusions | deductibles.' This is a specific verb+resource with explicit scope, distinguishing it from sibling tools like get_product (single product) and find_overlap (overlap analysis).

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides clear usage context: use this when comparing multiple products on a chosen dimension. It also gives practical guidance on passing insurer_slugs and handling ambiguous names. However, it does not explicitly contrast with alternatives or state when not to use the tool, so it falls short of a 5.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

find_overlapA

Flag CANDIDATE duplicate cover when combining 2+ products (e.g. a home policy + a family-liability policy). Each product's coverages (or exclusions) are tagged with a controlled category (schema/coverage_categories.json); a candidate overlap is a category present in 2+ of the products. Deterministic + heuristic: it surfaces likely duplicates for an agent to confirm against the actual descriptions. It does not advise or rank, and can miss overlaps the taxonomy doesn't yet cover. Pass insurer_slugs (same length/order as product_names) to pin each name to one insurer; the best document per name is selected (general conditions over IPID, newest edition).

ParametersJSON Schema
NameRequiredDescriptionDefault
onNocoverages
countryYes
insurer_slugsNo
product_namesYes

Output Schema

ParametersJSON Schema
NameRequiredDescription
resultYes

TDQS

A4.4/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the full burden of behavioral disclosure. It reveals that the tool is deterministic + heuristic, surfaces likely duplicates for human confirmation, does not advise or rank, can miss overlaps, and explains document selection logic (general conditions over IPID, newest edition). This is rich, honest behavioral context.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is moderately long but every sentence earns its place: purpose, mechanism, limitations, and parameter guidance. It is front-loaded with the core verb and resource, and there is no redundant or filler content.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool's complexity (combining multiple products, heuristic behavior) and the presence of an output schema, the description is mostly complete: it covers purpose, behavior, limitations, and parameter constraints. The only gap is the lack of explicit explanation for the 'country' and 'on' parameters, though their roles are partially implied by the description of coverages/exclusions.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, so the description must compensate. It explains insurer_slugs explicitly (same length/order, pins each name to insurer) and product_names implicitly as the products to combine. However, it does not explicitly explain the 'on' parameter (default 'coverages') or the 'country' parameter, leaving semantics partially undocumented.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description opens with a specific verb and resource: 'Flag CANDIDATE duplicate cover when combining 2+ products.' It clearly states the tool's scope (coverages/exclusions tagged by category) and distinguishes itself from sibling tools by noting it does not advise or rank, only surfaces likely duplicates for agent confirmation.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description clearly states when to use the tool ('when combining 2+ products') and provides guidance on the insurer_slugs parameter (same length/order as product_names). It also notes limitations ('can miss overlaps the taxonomy doesn't yet cover'), which implicitly tells the agent when not to rely solely on this tool, but it does not explicitly name alternative sibling tools.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

get_branch_overviewB

Return the hand-authored overview page for a branch (by slug or label).

ParametersJSON Schema
NameRequiredDescriptionDefault
branchYes
countryYes

Output Schema

ParametersJSON Schema
NameRequiredDescription
resultYes

TDQS

B3/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries some burden. It discloses that the page is 'hand-authored' and that lookup is by slug or label, adding useful context. However, it doesn't mention read-only nature, error cases, or output format, but the verb 'Return' implies a safe read operation.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

One concise sentence, front-loaded with the action and resource. No wasted words; every word earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given there is an output schema, return values are covered, but the lack of usage guidelines and parameter semantics makes the description incomplete for effective tool selection and invocation. It doesn't clarify how this differs from get_page or what the country parameter is for.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, and the description only says 'by slug or label' without explicitly mapping parameters. It doesn't explain that 'branch' is the slug/label or the role of 'country'. The description adds minimal meaning beyond the bare parameter names.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses a specific verb (Return) and resource (hand-authored overview page for a branch), clearly distinguishing it from siblings like list_branches or get_page. The qualifier 'by slug or label' adds scoping, though it doesn't mention the country parameter.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance on when to use this tool vs alternatives. It doesn't explicitly contrast with get_page or list_branches, nor mention any exclusions. The context implies it's for branch overviews, but no direct when-to-use advice is given.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

get_coverageA

Compact, question-oriented view of ONE product: only the coverages and exclusions relevant to topic (e.g. 'vol', 'degats des eaux', 'ski hors-piste'), with their limits, deductibles, verbatim quotes and page numbers. Prefer this over get_product when answering a specific guarantee question: everything needed to quote is in the response and nothing else. Matching is accent- and case-insensitive over coverage/exclusion names and descriptions. An empty match list means the topic was not found in THIS document; that is not proof the product has no such cover - say so and point to the source_url.

ParametersJSON Schema
NameRequiredDescriptionDefault
topicYes
countryYes
editionNo
insurer_slugYes
product_nameYes
document_typeNo

Output Schema

ParametersJSON Schema
NameRequiredDescription
resultYes

TDQS

A4.5/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the full burden. It discloses that matching is accent- and case-insensitive, that the response includes limits, deductibles, quotes, and page numbers, and that an empty list is not proof of absence. It could additionally state that the operation is read-only, but 'view' and 'get' strongly imply it.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is compact and front-loaded: the first sentence gives the essence, the second gives the usage preference, and the third gives critical behavioral semantics. Every sentence adds value and there is no fluff.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The description is fully adequate for this moderately complex tool: it states scope, content of the response, behavior on no matches, and which sibling to prefer. An output schema exists, so the description does not need to enumerate return fields.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The schema provides no descriptions for any parameter (0% coverage), so the description must compensate. It thoroughly explains the key `topic` parameter with examples and matching behavior, and implicitly clarifies product-scoping params (country, insurer_slug, product_name). However, it does not explain optional parameters `edition` and `document_type` or the expected format of slugs.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description states a specific verb ('get'/'view'), a specific resource (ONE product's coverages/exclusions), and a focused scope (relevant to a topic). It also explicitly distinguishes itself from the sibling tool get_product by saying 'Prefer this over get_product'.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

It explicitly says when to use this tool: 'when answering a specific guarantee question'. It also names the alternative (get_product) and explains why this tool is preferred, and even clarifies how to interpret an empty match list.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

get_pageA

Return the full text of one knowledge page by its repo-relative path (from search results). Text files in the knowledge folders only (.md, .json, .yml, .yaml, .txt, .csv).

ParametersJSON Schema
NameRequiredDescriptionDefault
pathYes

Output Schema

ParametersJSON Schema
NameRequiredDescription
resultYes

TDQS

A4.3/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description must disclose behavior itself. It mentions the restriction to text files with specific extensions and that it returns full text. However, it does not address error handling or access requirements, leaving some ambiguity for edge cases.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is two sentences, front-loading the primary purpose and adding a constraint in the second sentence. There is no redundant information or unnecessary wording.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The tool has a single parameter, an output schema exists (as signaled), and the complexity is low. The description provides the purpose, path semantics, and file-type restrictions, making it sufficiently complete for the agent to use the tool correctly.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The schema provides no description for the 'path' parameter (0% coverage), but the description compensates by explaining that the path is repo-relative and typically comes from search results. It also lists accepted file types, giving meaningful semantics to the parameter.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool returns the full text of a knowledge page using a repo-relative path, and specifies the allowed file extensions. This distinguishes it from sibling tools like get_product or get_coverage, which target different resources.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The phrase 'from search results' provides clear context that the tool is intended to be used after a search returns a path. It does not explicitly mention alternatives or exclusions, but the context is sufficient for a simple getter tool.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

get_productA

Return a product's structured data (coverages, exclusions, deductibles, etc.) as JSON, plus its source_url. product_name is matched case-insensitively (substring). Optional filters: document_type (conditions_generales | ipid | conditions_particulieres | conditions_tarifaires) and edition (substring of the edition_date, e.g. '2026'). When one product has several documents (e.g. its CG and its IPID share the commercial name), the general conditions with the newest edition are returned and the other documents are listed under other_documents.

ParametersJSON Schema
NameRequiredDescriptionDefault
countryYes
editionNo
insurer_slugYes
product_nameYes
document_typeNo

Output Schema

ParametersJSON Schema
NameRequiredDescription
resultYes

TDQS

A4.2/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the full burden and does well: it discloses case-insensitive substring matching, optional filters, and the multi-document selection rule (newest general conditions returned, others listed under `other_documents`). It stops short of describing error/not-found behavior, but the core is transparent.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is roughly 150 words, front-loaded with the primary purpose, and every sentence adds value: output format, matching rule, filter semantics, and edge-case handling. It uses concrete examples like `'2026'` and document type values without redundancy.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a 5-parameter tool with no annotations and an existing output schema (per context signals), the description covers the key behaviors, filters, and the `other_documents` edge case. It lacks explicit handling for no-match scenarios and doesn't clarify `country`/`insurer_slug`, but overall it is sufficient for a competent agent to invoke it correctly.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 0%, so the description must compensate. It explains `product_name` matching (case-insensitive substring), enumerates `document_type` allowed values, and gives an `edition` example with substring semantics. However, `country` and `insurer_slug` are not elaborated, though their roles are inferable from field names.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description opens with a specific verb ('Return') and resource ('a product's structured data ... as JSON'), clearly distinguishing it from sibling tools focused on branches, coverages, or general search. It also mentions `source_url` and the `other_documents` field, which further clarifies scope.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies usage by explaining the matching and filtering behavior, but it does not explicitly state when to choose this tool over alternatives like `search` or `compare_products`. There are no exclusions or alternative-naming mentions, so the guidance remains implicit.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

list_branchesA

List insurance branches for a country with their labels, mandatory flag and product counts.

ParametersJSON Schema
NameRequiredDescriptionDefault
countryNobe

Output Schema

ParametersJSON Schema
NameRequiredDescription
resultYes

TDQS

A3.9/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description must carry the burden. It implies a read-only operation via the verb 'list' and describes the output content, but it does not disclose other behavioral traits like pagination, ordering, or authentication requirements.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, front-loaded sentence that efficiently conveys the tool's purpose and key output fields. There is no extraneous information.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple tool with one parameter and an output schema, the description adequately explains the purpose and expected outcomes. It does not mention caveats or prerequisites, but the minimal complexity makes this sufficient.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The schema has no description for the 'country' parameter (0% coverage), and the description only repeats that the tool lists branches 'for a country.' It does not clarify the expected format (e.g., ISO code) or the default value ('be'), failing to compensate for the schema's lack of detail.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states it lists insurance branches for a country, specifying the returned fields (labels, mandatory flag, product counts). This distinguishes it from sibling tools like list_countries and get_branch_overview.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description gives clear context: the tool is for listing branches for a specific country. However, it does not explicitly mention alternatives or when not to use it, lacking exclusionary guidance.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

list_countriesA

List countries covered: product/insurer/regulation counts, how many branches have at least one product (branches_covered), the size of the country's branch taxonomy (branch_taxonomy), and how many hand-written branch overview pages exist (branch_overview_pages).

ParametersJSON Schema
NameRequiredDescriptionDefault

No parameters

Output Schema

ParametersJSON Schema
NameRequiredDescription
resultYes

TDQS

A3.7/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the burden of disclosing behavior. It clearly describes the return content (counts and specific metrics), which is useful. However, it does not mention whether the operation is read-only, potential side effects, rate limits, pagination, or how the returned data is structured beyond field names. The 'list' phrasing implies a safe read, but explicit behavioral context is missing.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single sentence that front-loads the main action ('List countries covered') followed by the specific metrics. It is reasonably concise, though the packed list of technical terms (branches_covered, branch_taxonomy, branch_overview_pages) makes it slightly dense. No unnecessary verbiage is present.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given that this is a simple no-parameter tool with an output schema present, the description is largely complete. It explains the meaning of key output fields (e.g., branches_covered, branch_taxonomy) that might otherwise be ambiguous. The complexity is low, so the description sufficiently covers the contextual needs for an agent to select and invoke the tool.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema has no parameters, so the parameter semantics baseline is 4. The description does not need to explain parameters because there are none, and it instead focuses on what the output contains, which adds value beyond the schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool lists countries and enumerates the specific metrics included (product/insurer/regulation counts, branches_covered, branch_taxonomy, branch_overview_pages). This makes the purpose unambiguous and distinguishes it from sibling tools like list_branches, which focus on branches rather than country-level aggregates.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

There is no explicit guidance on when to use this tool versus alternatives such as list_branches or get_branch_overview. The description implies it is for obtaining country-level statistics, but it does not state that it should be used over others or provide any exclusion criteria. As a no-parameter tool, usage is straightforward, but the absence of comparative guidance leaves the agent to infer context.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

verify_claimA

Verbatim evidence check for ONE factual claim about a product ('le ski hors-piste est couvert avec un moniteur', 'franchise de 250 EUR en vol'). Returns the document excerpts (coverages, exclusions, quotes, definitions, deductibles, summary) sharing the claim's terms, each with its page when stated. The tool does NOT judge: compare the claim against the excerpts. If a number, date, article or condition the claim relies on appears in no excerpt, treat it as NOT SUPPORTED by this document and say so. Use it as a self-check before asserting product facts to a user.

ParametersJSON Schema
NameRequiredDescriptionDefault
claimYes
countryYes
insurer_slugYes
product_nameYes

Output Schema

ParametersJSON Schema
NameRequiredDescription
resultYes

TDQS

A4.1/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the full burden and does a good job: it discloses that the tool returns only matching excerpts, does NOT judge, and treats absent evidence as NOT SUPPORTED. It doesn't mention rate limits or permissions, but for a read-only evidence check this is reasonably transparent.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Every sentence earns its place: purpose, output format, non-judgment behavior, missing-evidence rule, and usage intent are all covered in a compact, front-loaded structure. It is substantive without being bloated.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The tool has an output schema, so return value details needn't be repeated. The description covers purpose, output, interpretation, and usage, making it self-sufficient for selecting and invoking the tool. It could slightly improve by mentioning relationship to sibling search tools, but overall it is complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, so the description must compensate. It provides helpful examples for the `claim` parameter but offers no explanation of country, insurer_slug, or product_name beyond the parameter names. Most parameters' expected values and formats remain undefined.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool's function: a verbatim evidence check for ONE factual claim about a product. It names the returned artifacts (document excerpts) and explicitly says the tool does NOT judge, which distinguishes it from sibling tools like search, get_page, or compare_products.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

It gives explicit guidance on when to use it: as a self-check before asserting product facts. It also explains how to handle missing evidence. However, it doesn't name alternative tools or state when NOT to use it, so it falls just short of a 5.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections. Dates show when Glama detected each change.

  1. 10 tool updatesv0.3.0
    • First observedcompare_products
    • First observedfind_overlap
    • First observedget_branch_overview
    • First observedget_coverage
    • First observedget_page
    • First observedget_product
    • First observedlist_branches
    • First observedlist_countries
    • First observedsearch
    • First observedverify_claim

TDQS

A4/5.0
Disambiguation5/5

Each tool targets a distinct operation: navigation (list_countries, list_branches), retrieval (get_branch_overview, get_page, get_product), focused coverage lookup (get_coverage), claim verification (verify_claim), comparison (compare_products), and overlap detection (find_overlap). Even where tools operate on similar data (products/coverages), their purposes are clearly differentiated.

Naming Consistency5/5

All tool names follow a consistent verb-first pattern: 'list_' for enumeration, 'get_' for retrieval, and specific action verbs for other operations (search, verify, compare, find). The naming is uniform and predictable across the set.

Tool Count5/5

10 tools is well-scoped for an insurance knowledge server. Each tool provides a distinct capability without redundancy or fragmentation, covering browsing, searching, retrieving, verifying, comparing, and analyzing insurance data.

Completeness4/5

The tool set covers the core lifecycle of querying insurance wiki data: navigation, search, retrieval, product details, coverage queries, claim verification, and comparison. Minor gaps exist (e.g., no direct list_insurers or list_regulations), but the search tool with filters compensates for these adequately.

Maintenance

ActivityMaintained
ResponsivenessUnresponsive

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