Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure. While 'List all databases' implies a read-only operation, it doesn't specify whether this requires specific permissions, how results are formatted, if there are rate limits, or what happens with large result sets. The description adds minimal behavioral context beyond the basic operation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.