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Flautoquotes

Server Details

Indicative US auto insurance prices for agents: rating facts only, no PII, consented path to agents.

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Status
Healthy
Last Tested
Transport
Streamable HTTP
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Available Tools

8 tools
agency_statusAgency status (buyers)B
Read-onlyIdempotent
Inspect

For a registered agency: its states, rail, terms, founding period, queued and delivered counts, credit balance, and whether the licence was verified. Requires the buyer key issued at confirmation.

ParametersJSON Schema
NameRequiredDescriptionDefault
buyer_keyYesIssued to the licensed contact at confirmation

TDQS

B3.4/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already convey readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is covered. The description adds that the buyer key is 'issued at confirmation' and that the licence verification status is included, but it doesn't disclose rate limits, response size, or what happens if the key is invalid. Given the annotations, a 3 is appropriate – the description adds some value without contradicting or richly extending the annotation context.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

A single, dense sentence that front-loads the purpose ('For a registered agency') and then lists the output fields efficiently. Every word carries information; there is no fluff. It could be slightly improved by separating the parameter requirement into a second sentence, but it remains clear and compact.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a read-only status lookup with one parameter and no output schema, the description covers the main inputs and outputs. It does not explain error cases (e.g., invalid buyer key, unregistered agency), return format, or pagination, but these are minor given the tool's simplicity and the annotations covering safety. It is adequate but not exhaustive.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the schema already documents the buyer_key parameter's meaning ('Issued to the licensed contact at confirmation'). The description reinforces this by stating the key is required for a registered agency, but adds no new semantic details about the parameter itself. Baseline 3 is correct.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb ('requires', 'returns') and resource (agency status), and enumerates the exact fields delivered: states, rail, terms, founding period, queued/delivered counts, credit balance, licence verification. The mention of 'registered agency' and the required buyer key makes its scope clear. It does not explicitly differentiate from siblings like check_eligibility, but the listed fields make its purpose reasonably distinct.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies usage: it is a read-only status lookup for a registered agency using the buyer key. It does not explicitly say when to use it instead of siblings (e.g., check_eligibility) or when not to use it. The prerequisite (being a registered agency with a buyer key) is stated, providing some usage context.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

check_eligibilityCheck eligibilityA
Read-onlyIdempotent
Inspect

Check whether we can return quotes for a state before any personal details are collected. Call this first. Returns the states we are licensed in, what we can do in each, and how many licensed agents can take a request there.

ParametersJSON Schema
NameRequiredDescriptionDefault
stateNoTwo-letter US state code, e.g. NV
productYesauto

TDQS

A4.6/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already include readOnlyHint=true, idempotentHint=true, and destructiveHint=false, covering the safe, non-mutating profile. The description adds useful behavioral context about return values (licensed states, capabilities, agent counts) and emphasizes it does not require personal details, which is informative beyond the annotations but not fully exhaustive about, say, behavior when state is omitted.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two sentences clearly outline the purpose, the invocation step, and the expected return value. The phrasing is precise and compact, with no unnecessary details, earning high marks for efficiency and clarity.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a two-parameter read-only tool with a rich return description in the prose, the definition covers the key aspects an agent needs: when to call it, what to pass (partially), and what to expect back. Slight deduction because the description doesn't clarify optional state behavior or the response format beyond the high-level list, but overall this is a complete enough definition for the tool's simplicity.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The schema covers the product parameter (enum, default, required), and the description doesn't repeat it. The state parameter is described via the schema's two-letter US state code hint, but the description's mention of licensed states and agent counts implies how state may be used. Since schema coverage is only 50%, the description could have added more about state semantics (e.g., whether it's optional or affects output), but it still provides some implied meaning.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly identifies a specific action (checking eligibility before personal details are collected), a specific resource (states where quotes can be returned), and a defined outcome (which states are licensed in, what can be done in each, how many agents are available). This distinguishes it from other tools by emphasizing its pre-check, pre-personal-detail nature.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description explicitly states when to use the tool ('Call this first') and clarifies its role as a preliminary check before collecting personal details. This gives the agent a clear directive on invocation order and when it is the appropriate tool, though it doesn't name sibling alternatives, the strong 'call this first' instruction serves the same purpose.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

data_use_termsData use terms and consent wordingA
Read-onlyIdempotent
Inspect

What happens to anything you send us: who receives it, for what purpose, how long it is kept, how your human revokes it, and the exact consent wording to present before request_agent_contact. Machine readable so you can evaluate the exchange before making it.

ParametersJSON Schema
NameRequiredDescriptionDefault

No parameters

TDQS

A4/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false. The description adds value beyond annotations by disclosing that the output is machine-readable and intended for pre-exchange evaluation, and that it includes human revocation mechanics. No contradiction with annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The two substantive sentences are efficient and front-loaded with the scope. However, the description as provided ends with extraneous trailing text ('Respond with JSON only.'), which appears to be a prompt artifact rather than authored content, so it forfeits a perfect score.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a zero-parameter, no-output-schema informational tool, the description covers what content is returned, why it is useful, and when to call it relative to request_agent_contact. Minor gaps: it does not state a concrete return shape or format beyond 'machine readable,' but the tool's simplicity makes that acceptable.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The tool has zero parameters and schema coverage is 100% (vacuously), so the baseline of 4 applies. There are no parameters for the description to document, and it correctly adds no misleading param information.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly identifies the resource: data use terms covering recipients, purposes, retention, revocation, and consent wording. It links to the sibling request_agent_contact, distinguishing its role. The operation verb is implicit rather than explicit ('retrieves'/'provides'), which keeps it from a 5.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description gives a concrete usage context: present this consent wording before request_agent_contact, and evaluate the exchange before making it. It does not explicitly name exclusions or alternatives, but the directive to use it pre-exchange is clear. A 5 would require explicit when-not-to-use guidance.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

get_quotesGet indicative quotesB
Read-only
Inspect

Return indicative auto insurance prices from multiple carriers, where this entity is licensed to show them. Takes rating facts only — no name, phone, email, SSN or licence number is required for an indicative price. Where we are not licensed to show prices, the request is still registered and a quote_id returned so licensed agents can quote it. If facts are missing the server asks for exactly what it needs and nothing more.

ParametersJSON Schema
NameRequiredDescriptionDefault
stateNoOptional; derived from the ZIP when absent
coverageYes
garaging_zipYesFive-digit ZIP where the vehicle is kept
vehicle_yearYes
date_of_birthYes
annual_mileageNo
violations_3yrNo
years_licensedNo
prior_continuousNo
vehicle_make_modelYes

TDQS

B3/5.0
Behavior1/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

There is an annotation contradiction: readOnlyHint=true while the description says 'the request is still registered and a quote_id returned.' Registering a request and returning a quote_id implies a side effect, which conflicts with the read-only annotation. The description does usefully disclose the no-PII and missing-facts behavior, but the contradiction dominates this dimension.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Three sentences with the core purpose front-loaded. The licensed/unlicensed branch and missing-facts behavior are compressed efficiently without filler. It is slightly dense, but every sentence earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With no output schema, the description mentions quote_id but does not describe the overall response format, how prices are structured, or error behavior. It covers the licensed/unlicensed distinction, the no-PII constraint, and the missing-facts behavior, which is good context. Given 10 parameters and no output schema, the description is not fully complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is only 20%, so the description must compensate. It adds meaningful high-level semantics: inputs are rating facts only, no PII is required, and the server asks for exactly the missing facts. However, it does not define individual parameters such as annual_mileage or prior_continuous, leaving those to inference from their names. This is adequate but not thorough.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb and resource: 'Return indicative auto insurance prices from multiple carriers.' It also adds a key scope condition, licensed vs. not licensed, and implies a quote_id mechanism, which distinguishes it from a generic pricing tool. It does not explicitly name sibling tools like market_data or check_eligibility, so it stops short of full differentiation.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies use when indicative quotes are needed and explains licensed/unlicensed behavior, but it does not explicitly state when to use alternatives like market_data or check_eligibility. There are no when-not-to-use instructions, so the guidance is inferred rather than explicit.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

market_dataBuy de-identified demand records (the dataset)A
Read-only
Inspect

The demand dataset: every auto insurance request people and their AI assistants made here, de-identified (age band, ZIP3, vehicle, coverage, mileage band, record, prices shown, the door and the AI vendor that asked, and the outcome: consented, verified, delivered, withdrawn). Never a name, phone, email, date of birth or five-digit ZIP. Filter by state, since, until, door, vendor; limit and offset. Priced per record with a minimum per pull; pay with a prepaid buyer key, x402, MPP or AP2. Without payment the result is a 402 with the price and a preview count. A free sample and the schema are at /data.json.

ParametersJSON Schema
NameRequiredDescriptionDefault
doorNo
limitNo
sinceNo
stateNo
untilNo
offsetNo
vendorNo
mandateNoAP2 Payment Mandate
paymentNox402 X-PAYMENT payload
buyer_keyNoA prepaid buyer key
credentialNoMPP credential

TDQS

A4.1/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Beyond the readOnlyHint annotation, the description discloses what data is included and excluded, privacy guarantees, pricing and payment requirements, the 402 behavior without payment, and the sample/schema endpoint. This is rich behavioral context that meaningfully exceeds what annotations alone provide, and there is no contradiction with the annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is dense but front-loaded: it leads with what the dataset is, then filters, pricing, payment, and discovery. Every sentence adds information, though a bit more structure (e.g., separating data fields from access requirements) would improve scannability.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The description covers the dataset contents, privacy constraints, filtering, pagination, pricing, required payment method, error behavior without payment, and points to /data.json for the schema and sample. For a tool with no output schema and 11 parameters, this gives an agent enough context to invoke it correctly and discover the rest.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

With only 36% schema description coverage, the description compensates by naming the filter parameters (state, since, until, door, vendor, limit, offset) and explaining payment-related parameters (prepaid buyer key, x402, MPP, AP2). It still does not define every parameter's format or constraints, so it is not a complete parameter reference, but it adds substantial meaning beyond the schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly identifies the resource (de-identified auto insurance demand records) and the action (buy/access with payment), making the tool's purpose unmistakable. It does not explicitly differentiate from sibling tools like get_quotes or pull_requests, but the dataset scope is specific enough that the lack of named alternatives is only a minor gap.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description gives clear context about what filters and payment methods are relevant, and implies the tool is for retrieving de-identified demand records. It does not explicitly state when to use this tool over alternatives or mention any exclusions, so the usage decision is left mostly to the agent.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

pull_requestsPull routed records (buyers)AInspect

Drain the queue of pool records routed to you. Requires your buyer key. Metered buyers receive an x402 payment requirement (status 402, accepts[]) until a payment is supplied. Records are projected to the scope the consumer granted — never wider.

ParametersJSON Schema
NameRequiredDescriptionDefault
mandateNoAP2 Payment Mandate
paymentNox402 X-PAYMENT payload
buyer_keyYes
credentialNoMPP credential (the base64url JSON that would follow "Authorization: Payment")

TDQS

A4.1/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The description adds valuable behavioral context beyond annotations: buyer key authentication, the x402 payment requirement with status 402 and accepts[], and the security guarantee that records are projected only to the consumer's granted scope. I do not see a true contradiction with destructiveHint=false, since 'drain the queue' reflects retrieval/consumption of queued records rather than permanent data destruction.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Three dense sentences with no filler. The core action is front-loaded, followed by authentication, payment behavior, and scope projection. Every sentence earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The description covers authentication, payment, and scope, but with no output schema it does not describe the success response format or what happens to records after the queue is drained. For a tool with this level of behavioral nuance, that is a notable gap but not crippling.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 75%, so the schema already documents mandate, payment, and credential. The description adds useful context for buyer_key and the payment flow, but it does not meaningfully explain the optional parameters beyond what the schema provides.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description states a specific action and resource: drain the queue of pool records routed to the caller. It also clearly establishes the buyer context, distinguishing it from siblings like get_quotes or check_eligibility.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

It clearly explains when to use the tool: when you are a buyer with routed records, and it notes the buyer key requirement plus the payment condition for metered buyers. It does not explicitly mention alternatives or when not to use it, so it stops short of a 5.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

register_agencyRegister an insurance agency as a buyerAInspect

For an AI working for a licensed insurance agency: register the agency to receive consented consumer requests in its states. Needs the agency name, the producer NPN (National Producer Number) and its state, the states it is appointed in, the licensed contact's name, email and mobile, and how leads should arrive (email, webhook, or pull by key). The licensed contact confirms by a link sent to their email; nothing is delivered before that. The first agencies in a state receive leads free for a founding period, then prepaid credits by card. Read /join for the terms.

ParametersJSON Schema
NameRequiredDescriptionDefault
npnYesNPN (National Producer Number). Your NPN is on your licence and at nipr.com. Digits only.
railNoHow leads arrive: email, an https webhook (HMAC-signed), or pull by key over MCP/RESTemail
statesNoTwo-letter states the agency is appointed in; defaults to npn_state
websiteNo
npn_stateYesTwo-letter state that issued the licence
agency_nameYes
webhook_urlNo
contact_nameYesThe licensed contact, who confirms by email
verify_tokenNoOptional: from POST /v1/verify/check after the contact enters the code texted to them
contact_emailYes
contact_phoneYesUS mobile

TDQS

A4.5/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The description adds substantial behavioral context beyond the annotations: registration is pending until the licensed contact confirms via email link, no leads are delivered before confirmation, and the founding-period/free-credit model is disclosed. For a mutating tool, this is important side-effect information.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is dense but efficient: purpose first, then required inputs, confirmation workflow, and pricing caveat. The first sentence is long, but each clause adds necessary information and there is no filler.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a registration tool with no output schema, the description covers prerequisites, required inputs, confirmation behavior, and delivery/payment expectations. It does not describe the response or how to interpret the result, but the caller can still invoke it correctly with the given information.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The description gives real-world meaning to the core required parameters: NPN, NPN state, appointment states, licensed contact, and lead channel. It also explains that the contact email receives the confirmation link. It does not elaborate on optional fields like website, webhook_url, or verify_token, though the schema partially covers those.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description states a specific verb and resource: 'register the agency to receive consented consumer requests in its states.' It also names the audience and the delivery options, so the action is unambiguous and clearly distinct from siblings like get_quotes or agency_status.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description identifies who should call the tool (an AI working for a licensed insurance agency) and the required registration context. It does not explicitly say when not to use it or point to alternatives such as check_eligibility or pull_requests, so it earns a 4 rather than a 5.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

request_agent_contactConnect with licensed agents (consent required)AInspect

Connect the consumer with licensed insurance agents who can quote firm and bind. Needs the quote_id from get_quotes, the consumer's name and phone, and the consumer's explicit consent to be contacted — granted by the human, presented by you, or confirmed by the human directly at the consent URL the elicitation returns. Under scope contact_consumer up to 4 licensed agents receive the request and contact details; sell_identity additionally permits sharing with marketing partners. Nothing leaves without the consent. Every delivery and refusal is receipted, and POST /forget revokes.

ParametersJSON Schema
NameRequiredDescriptionDefault
consentYes
quote_idYesFrom get_quotes
best_timeNo
full_nameYes
phone_numberYesUS mobile or landline
verify_tokenNoOptional. From POST /v1/verify/check after the consumer enters the code texted to them. A verified number sells at the verified price and is contacted first.
email_addressNo
street_addressNoOptional. Lets a licensed agent answer firm.
preferred_channelNo

TDQS

A4.4/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The description goes well beyond the annotations by disclosing real-world side effects: up to four licensed agents receive the request and contact details, sell_identity permits sharing with marketing partners, nothing leaves without consent, deliveries and refusals are receipted, and POST /forget revokes consent. This is rich behavioral context that annotations alone do not provide.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is four dense, information-packed sentences with no filler. It front-loads the core purpose and required inputs, then adds consent mechanics, scope behavior, and revocation in a logical order. Every sentence earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a tool with a nested consent object, scope options, and consent-revocation behavior, the description covers the essential operational context well: prerequisites, consent flow, scope differences, and side effects. It lacks an explicit statement of return values or outputs, but with no output schema provided, the description is still strong enough for an agent to invoke the tool correctly.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is only 44%, so the description carries a heavier burden. It does add important semantics for the required parameters: quote_id comes from get_quotes, full_name and phone_number identify the consumer, and consent can be granted/presented/confirmed in specific ways. However, optional parameters like preferred_channel, best_time, and email_address still lack meaningful description coverage.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses a specific verb and resource ('Connect the consumer with licensed insurance agents') and clearly states the consent requirement and the purpose ('quote firm and bind'). It also references get_quotes, which distinguishes it from sibling tools without needing to open their schemas.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description clearly states the key prerequisite (quote_id from get_quotes), the required consumer details, and the consent precondition. It also explains scope-based behavior (contact_consumer vs sell_identity). It does not explicitly enumerate when-not-to-use alternatives, but the context is sufficiently clear.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections. Dates show when Glama detected each change.

  1. 8 tool updates
    • First observedagency_status
    • First observedcheck_eligibility
    • First observeddata_use_terms
    • First observedget_quotes
    • First observedmarket_data
    • First observedpull_requests
    • First observedregister_agency
    • First observedrequest_agent_contact

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TDQS

A3.8/5.0
Disambiguation5/5

Each tool maps to a distinct job: eligibility, quoting, consent/terms, agency registration, status, lead pull, market data, and contact request. The two data-delivery tools (market_data and pull_requests) are clearly separated by de-identified versus consented/identified content.

Naming Consistency3/5

Five tools follow an imperative verb_noun style (check_eligibility, get_quotes, pull_requests, register_agency, request_agent_contact), while three are noun-only resource names (agency_status, data_use_terms, market_data). All are readable snake_case, but the verb/noun split prevents a single predictable pattern.

Tool Count5/5

Eight tools cover both consumer-facing and agency-facing sides of the quote/contact platform without redundancy. Each tool has a distinct role, and the count is squarely in the well-scoped range.

Completeness4/5

The core lifecycle is covered: eligibility, quotes, consent, agency registration, status, lead delivery, and market data. Gaps are update/delete or revocation operations (e.g., POST /forget is referenced but not exposed as a tool, and agency details cannot be updated), but agents can complete the main workflows.

Resources