Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
The description gives a complete workflow context for a tool with 7 parameters and an output schema: it explains the agent-to-agent payment flow, the return values, and the expiration behavior. The schema fills in parameter details and the output schema defines return structure, so the description does not need to repeat that. Minor edge cases (e.g., currency behavior or callbackUrl) are not detailed, but that's acceptable given the schema's coverage.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.