Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description explains the handshake flow: client sends $0.01 USDC on Base mainnet, returns treasury address and instructions, and requires status polling. This adds context beyond the annotations, which only indicate the tool is not read-only, idempotent, or destructive. It doesn't disclose failure modes or idempotency consequences, but annotations already cover the safety profile.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.