Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the tool as read-only, idempotent, non-destructive, and open-world. The description adds value by specifying exactly what data is returned (covered indications, limitations, effective dates, benefit category, revision text), providing behavioral context beyond the annotations. It is consistent with annotations and does not contradict them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.