Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the behavioral disclosure burden. It candidly discloses the payment model, the error condition, the retry mechanism, and cross-client compatibility without custom headers. It does not detail every possible failure mode, but the core behavioral profile is well communicated.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.