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openfinance_list_loans

Read-onlyIdempotent

Lists loan contracts per bank connection (GET /loans). Pass items as an array of connection selectors (item_id uuid, connector_id, or connector_name) — one entry per connection to fetch; multiple connections are queried sequentially with rate-limit spacing. OMIT items to list loans across ALL linked banks. Returns { results, errors } per connection.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
itemsNo

Schema Changelog

Changes observed during successful MCP inspections. Dates show when Glama detected each change.

  1. Added
  2. Removed
  3. First observed

TDQS

A4.6/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already indicate readOnly and non-destructive behavior. Description adds detail on sequential querying with rate-limit spacing and per-connection result/error structure. No contradiction.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Four sentences, front-loaded with purpose, then parameter details. Every sentence adds value with no redundancy.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given simple schema (1 optional param) and no output schema, description covers all needed context: parameter usage, rate-limit behavior, return structure. Complete for the tool's complexity.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters5/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema has 0% coverage, but description thoroughly explains the items parameter: array of connection selectors (item_id, connector_id, connector_name) and behavioral semantics (sequential, optional). Adds critical meaning beyond schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Description clearly states the tool lists loan contracts per bank connection, specifies the HTTP endpoint, and distinguishes from siblings like openfinance_get_loan_detail. Uses specific verb 'list' and resource 'loan contracts'.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Provides clear when-to-use instructions: pass items for specific connections, omit for all banks. Does not explicitly mention when not to use or alternatives, but the context is sufficient.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A4.1/5.0
Disambiguation5/5

Each tool has a clearly distinct purpose. The Open Finance tools are granular (e.g., list vs get vs force_sync for different resources), and the marketplace, authentication, and utility tools do not overlap. No two tools could be easily confused.

Naming Consistency4/5

The Open Finance tools consistently use the 'openfinance_' prefix followed by a verb_noun pattern (e.g., list_accounts, get_balance). Other tools (authenticate, connect, marketplace) use simple verb names, which is a minor deviation but still clear and predictable.

Tool Count4/5

25 tools is on the higher end, but the server covers a broad domain (marketplace + comprehensive Open Finance operations). Each tool serves a specific function, and the count is justified by the depth of functionality.

Completeness5/5

The toolset provides full lifecycle coverage for the Open Finance domain: list, get, sync, update, transactions, categories, investments, loans, credit cards, and connections. The marketplace tool is also feature-rich. No obvious gaps for the intended purpose.