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by io.github.mcp-dir

openfinance_get_accounts_detail

Read-onlyIdempotent

Returns full account objects including extended creditData (additional cards, limits) per id (GET /accounts/:id). Pass account_ids as an array (1–50). { results, errors } batch shape. May include a provider_incident block when the Open Finance provider has an OPEN incident affecting a connected bank: credit limits and balances may be unreliable (e.g. a limit near 1,00) until the provider recovers. Do not present those values as real.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
account_idsYes

Schema Changelog

Changes observed during successful MCP inspections. Dates show when Glama detected each change.

  1. Added
  2. Removed
  3. First observed

TDQS

A4.5/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations indicate readOnlyHint, idempotentHint, and non-destructive. Description adds critical behavioral context about the provider_incident block and data reliability warnings, advising not to present unreliable values as real. No contradiction with annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Description is concise with 4 sentences, each providing necessary detail: purpose, parameter usage, return shape, and a critical warning. No extraneous information; front-loaded with core function.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given no output schema, description explains return shape partially (full account objects, batch wrap, provider_incident). Could elaborate more on the account object fields, but the essential caveats are covered. Annotations cover safety, so description complements well.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters5/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Input schema only defines account_ids as an array of strings with 0% schema description coverage. Description compensates by specifying constraints (1-50 items), batch shape ({results, errors}), and the purpose of the parameter. Provides essential meaning beyond the raw schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Description clearly states the tool returns full account objects with extended creditData per ID, specifying the HTTP endpoint and batch shape. It distinguishes from sibling tools like openfinance_list_accounts (list) and openfinance_get_account_balance (balance) by focusing on detailed credit information.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Description explains how to use (pass account_ids as array 1-50) and warns about provider_incident, but does not explicitly state when to prefer this tool over alternatives or when not to use it. Usage is implied rather than directly contrasted with siblings.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A4.1/5.0
Disambiguation5/5

Each tool has a clearly distinct purpose. The Open Finance tools are granular (e.g., list vs get vs force_sync for different resources), and the marketplace, authentication, and utility tools do not overlap. No two tools could be easily confused.

Naming Consistency4/5

The Open Finance tools consistently use the 'openfinance_' prefix followed by a verb_noun pattern (e.g., list_accounts, get_balance). Other tools (authenticate, connect, marketplace) use simple verb names, which is a minor deviation but still clear and predictable.

Tool Count4/5

25 tools is on the higher end, but the server covers a broad domain (marketplace + comprehensive Open Finance operations). Each tool serves a specific function, and the count is justified by the depth of functionality.

Completeness5/5

The toolset provides full lifecycle coverage for the Open Finance domain: list, get, sync, update, transactions, categories, investments, loans, credit cards, and connections. The marketplace tool is also feature-rich. No obvious gaps for the intended purpose.

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