Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish that this is read-only, non-destructive, and idempotent. The description adds value by disclosing parser behavior beyond the annotations: delimiter auto-detection and quoted-field handling, which are the key behaviors an agent needs to understand.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.