Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema descriptions cover 100% of parameters, so the baseline is 3. The description adds the key semantic that only provided fields are modified, which is not captured in the schema. However, it doesn't address how to null-out fields (e.g., passing null explicitly).
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.